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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent service

Everything great with zopa app so easy to use Reviewed on: 11th April 2023

Fast easy great interest rates

I use Zopa for fuel expenses and it’s great fast easy to keep track of Reviewed on: 11th April 2023

The Best credit card

Îs the Best credit card i like it Reviewed on: 11th April 2023

Keeping it simple

Make life simple with no hassle no stress Reviewed on: 11th April 2023

Fantastic card

Balance transfer with lower rates you can clear while still having a credit limit while you work on clearing down the transfer. Reviewed on: 11th April 2023

Credit card

It was great service and efficient and I am just awaiting for my Zopa card to come Reviewed on: 11th April 2023

Great company

Good credit rates and easy customer service Reviewed on: 11th April 2023

Great service

Can't fault the service I have received. Reviewed on: 11th April 2023

Great credit card provider, great rates

Easy to use, and deal with if there are any problems, excellent Reviewed on: 11th April 2023

Best

Best credit card I have ever used. You can use this card wherever you want llike fuel stations, and other stores. I would recommend this card to whoever I know Reviewed on: 11th April 2023

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