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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

…… fantastic credit card company, always easy to get in touch and very helpful Reviewed on: 11th April 2023

Easy to use and fair rates

Really easy to use app good interest rates Reviewed on: 11th April 2023

Very modern looking app and service

Great and easy service to use, especially with its mobile app. Highly recommended :) Reviewed on: 11th April 2023

Amazing company

Zopa are an amazing company very friendly and very helpful Reviewed on: 11th April 2023

Excellent company for a credit card

I have poor credit and struggle to get an finance getting this card has helped me to improve my credit score. Reviewed on: 11th April 2023

A good credit card

I wasso happy to be accepted for the Zopa card they make it so easy to use and the support when you need it Reviewed on: 11th April 2023

Card

Very good an efficient always ready to help if you have a problem Reviewed on: 11th April 2023

Excellent service all round

Helpful from very beginning nothing is to much trouble Reviewed on: 11th April 2023

Great service

Zopa have been great and flexible with their product and service offered and given, Easy to use and straight forward. No hidden clauses Reviewed on: 11th April 2023

Very easy to use

The app is awesome and very easy to use Reviewed on: 11th April 2023

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