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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent company for a credit card

I have poor credit and struggle to get an finance getting this card has helped me to improve my credit score. Reviewed on: 11th April 2023

A good credit card

I wasso happy to be accepted for the Zopa card they make it so easy to use and the support when you need it Reviewed on: 11th April 2023

Card

Very good an efficient always ready to help if you have a problem Reviewed on: 11th April 2023

Excellent service all round

Helpful from very beginning nothing is to much trouble Reviewed on: 11th April 2023

Great service

Zopa have been great and flexible with their product and service offered and given, Easy to use and straight forward. No hidden clauses Reviewed on: 11th April 2023

Very easy to use

The app is awesome and very easy to use Reviewed on: 11th April 2023

Best credit card in UK

Iam using Zopa credit card it’s very helpful for me and I’m enjoying with this credit card Reviewed on: 11th April 2023

The best credit card

Zopa is the best Credit card ever. This is based on my experience. I rate Zopa 10 of 10. I would recommend to friends and family. Reviewed on: 11th April 2023

Perfect

Zopa is perfect for what I need, app is easy to use, no hassle Reviewed on: 11th April 2023

Always helpful above and beyond

Always happy to help customers helpful and friendly good reminder service Reviewed on: 11th April 2023

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