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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best credit card in UK

Iam using Zopa credit card it’s very helpful for me and I’m enjoying with this credit card Reviewed on: 11th April 2023

The best credit card

Zopa is the best Credit card ever. This is based on my experience. I rate Zopa 10 of 10. I would recommend to friends and family. Reviewed on: 11th April 2023

Perfect

Zopa is perfect for what I need, app is easy to use, no hassle Reviewed on: 11th April 2023

Always helpful above and beyond

Always happy to help customers helpful and friendly good reminder service Reviewed on: 11th April 2023

Fantastic service

Zopa are very clear of all charges from the get go and really helpful if you have any questions. They are fantastic at what they do and ensure you are given what you can afford in terms of credit card balances Reviewed on: 11th April 2023

Very easy and clear to use

Love the Zopa credit card. It offers nearly everything my debit card app does with notifications and somehow it managed to communicate better than other credit cards when somethings not right with my account - like i recently changed my debit card and they were unable to take the payment and I was getting push notifications for that, which helped me avoid the fees. Reviewed on: 11th April 2023

Great service

Good card to get me back on the credit ladder Reviewed on: 11th April 2023

Great company

Zopa are a great company that I enjoy being with. Reviewed on: 11th April 2023

So easy

What a simple app to use great customer service when calling and no huge wait times Professional customer relations Reviewed on: 11th April 2023

Easy Peasy

So easy to set up and the whole process took minutes to do. Some great features to take advantage of with a great simple to use app Reviewed on: 11th April 2023

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