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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent App

Zopa credit card app and overall customer service is the best that I have experienced in UK. The app is easy to use and very informative for building successful credit record Reviewed on: 11th April 2023

Very helpful to build credit score

Very helpful to build credit score.. Reviewed on: 11th April 2023

Zopa card

Zopa credit card is the best, easy to apply for and fast response with low APR Reviewed on: 11th April 2023

Life saver

So helpful when you need them the most Reviewed on: 11th April 2023

ok

ok ok ok ok ok ok ok ok ok ok ok ok ok ok Reviewed on: 11th April 2023

Ease of service

Best part is the cushion facility. Shows that Zopa actually care about it’s customers and falling into more debt. Reviewed on: 11th April 2023

Credit card.

It was so easy and using the app to pay my bill and keep an eye on my card. Reviewed on: 11th April 2023

Amazing

Zopa Credit Card is one of the best credit cards. Its easy to use; the app is wonderful. Highly recommended. Reviewed on: 11th April 2023

Review

Helpful in running my banking needs and on line if I need help overall great Reviewed on: 11th April 2023

Brilliant customer service

Never had problem with zopa customer service always give good advice and nothing is to much for them much appreciated many thanks. Reviewed on: 11th April 2023

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