Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant service brilliant company

Zopa are a responsible lender who look after there customers. Everything is straight forward and easy. I have used other credit card companies but Zopa is definitely the best. Reviewed on: 11th April 2023

Easy good control

Easy credit card with low interest carat fault it easy to use the app aswell all round 10 out of 10 Reviewed on: 11th April 2023

Simple application

Easy to apply for needed for urgent repairs very happy Reviewed on: 11th April 2023

Got me back on my Feet

Entrusted me and given me back a financial future Reviewed on: 11th April 2023

Very good

Very helpful easy to apply for and good customer service Reviewed on: 11th April 2023

Great communication

Great communication and service from Zopa Reviewed on: 11th April 2023

Top credit card

Efficient and effective card that does everything you need. Reviewed on: 11th April 2023

Excellent Service and Simple Monitoring

Great app and customer service team, so easy and straight forward. Wish every Credit Card company were this good, would make my life so much easier. Reviewed on: 11th April 2023

Zopa is a very professionally run company

My contact with zopa was done very quickly My credit card and number was delivered very quickly zopa also have an app which is very easy to follow. Good company. Reviewed on: 11th April 2023

Zopa credit

Easy and straight to the point well done Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Charge Card
from American Express 4.20 from 24 reviews
Credit card (discontinued)
from Metro Bank 4.72 from 880 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub