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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa top provider

Very easy to use and the app is extremely good to navigate Reviewed on: 11th April 2023

Brilliant

Fast and quick online payments, show up instantly when paying off. The app is really user friendly, and everything you need is there. Reviewed on: 11th April 2023

Zopa credit card is THE best available.

All information regarding interest rates, relevant information & usage are excellent. The app is a breeze to use, for experts & novices alike. Applying is super easy. All in all, an exceptional card & company. Reviewed on: 11th April 2023

Credit card

Really great card with lots of budgeting and financial wellness advice helping you to manage your financial situations better. Reviewed on: 11th April 2023

Easy use

Good overall access to balance on the app keeps me in my limit Reviewed on: 11th April 2023

Fantastic company

Easy to deal with and very helpful Reviewed on: 11th April 2023

Great company

Very good card simple to use app very pleased . Reviewed on: 11th April 2023

Quick and easy

Applied,process was quick and easy and the online app is easy to use Reviewed on: 11th April 2023

Secure

Also get notifications on what I’m buying and security checks on every online purchase feel very safe using zopa Reviewed on: 11th April 2023

Excellent customer service

I had wonderful experience with them Reviewed on: 11th April 2023

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