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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Perfect 4 bad history

As a person with bad credit history zopa have provided me a platform to improve my future credit history Reviewed on: 11th April 2023

Very easy and helpful

Great apr rates easy to use app and very helpful and friendly customer service Reviewed on: 11th April 2023

Zopas amazing

Brilliant choice for lending and really good app for customers to use and very easy to work with love ya Zopa xxx Reviewed on: 11th April 2023

Simple, helpful useful

Helped me get a credit card when others turned me down. No hidden agenda did exactly what I needed when I needed it Reviewed on: 11th April 2023

Good and reliable

Helpful and reasonable in hard times. Reviewed on: 11th April 2023

All good so far

Easy app to use no problems so far Reviewed on: 11th April 2023

Highly Recommend Credit Card

Great credit card provider, really easy to use app, user friendly also. Reviewed on: 11th April 2023

Zopa top provider

Very easy to use and the app is extremely good to navigate Reviewed on: 11th April 2023

Brilliant

Fast and quick online payments, show up instantly when paying off. The app is really user friendly, and everything you need is there. Reviewed on: 11th April 2023

Zopa credit card is THE best available.

All information regarding interest rates, relevant information & usage are excellent. The app is a breeze to use, for experts & novices alike. Applying is super easy. All in all, an exceptional card & company. Reviewed on: 11th April 2023

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