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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit card

Really great card with lots of budgeting and financial wellness advice helping you to manage your financial situations better. Reviewed on: 11th April 2023

Easy use

Good overall access to balance on the app keeps me in my limit Reviewed on: 11th April 2023

Fantastic company

Easy to deal with and very helpful Reviewed on: 11th April 2023

Great company

Very good card simple to use app very pleased . Reviewed on: 11th April 2023

Quick and easy

Applied,process was quick and easy and the online app is easy to use Reviewed on: 11th April 2023

Secure

Also get notifications on what I’m buying and security checks on every online purchase feel very safe using zopa Reviewed on: 11th April 2023

Excellent customer service

I had wonderful experience with them Reviewed on: 11th April 2023

very good

very helpful in all your worries Reviewed on: 11th April 2023

Great card

Easy to use app. Brilliant service all through Reviewed on: 11th April 2023

Really great service

Really enjoy the card and the app Reviewed on: 11th April 2023

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