Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simple

Very simple and easy set up Quick and efficent headache free Reviewed on: 11th April 2023

Efficient and instant

It’s was easy to get my CC and it was such an effortless process Reviewed on: 11th April 2023

credit card

Great card for daily life, I plan to use the card to manage my weekly shopping then pay off at the end of the month. Reviewed on: 11th April 2023

Reliable

Reliable service fast response and easy application Reviewed on: 11th April 2023

Easy to apply alway can see balance

Have never had a problem with using the card Reviewed on: 11th April 2023

Good

Zopa credit card is so good and help the people Reviewed on: 11th April 2023

Great card

Fantastic card worth the money Reviewed on: 11th April 2023

Amazing

Amazing customer service and the app is so easy to use would recommend to friends and family. Reviewed on: 11th April 2023

Amazing especially with low credit rating

Have a low credit rating and have this card which helps you to also budget Reviewed on: 11th April 2023

Just a great overall credit card

I’ve had no trouble with this credit card really impressed with it Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.82 from 813 reviews
Credit card
from M&S Bank - Marks and Spencer 3.69 from 205 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub