Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

View other Zopa products

4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy to apply alway can see balance

Have never had a problem with using the card Reviewed on: 11th April 2023

Good

Zopa credit card is so good and help the people Reviewed on: 11th April 2023

Great card

Fantastic card worth the money Reviewed on: 11th April 2023

Amazing

Amazing customer service and the app is so easy to use would recommend to friends and family. Reviewed on: 11th April 2023

Amazing especially with low credit rating

Have a low credit rating and have this card which helps you to also budget Reviewed on: 11th April 2023

Just a great overall credit card

I’ve had no trouble with this credit card really impressed with it Reviewed on: 11th April 2023

Customer service

Excellent customer service an absolute delight to deal with and would strongly recommend Reviewed on: 11th April 2023

ZOPA

zopa are the best credit card for their low percentage of APR Reviewed on: 11th April 2023

Simple and easy to use

The Zopa card app makes it super simply to manage your account with regular updates on your spending which is a great way to motivate you to make regular repayments and not just wait for your monthly statement. Making a payment only takes a few seconds as well. Reviewed on: 11th April 2023

Excellent

Quick and effective service great customer service and easy to use app Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.07 from 93 reviews
Avios Credit Card
from TSB 3.50 from 20 reviews
Credit Card
from Ocean Finance 4.09 from 22 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Current account
from Zopa 4.83 from 6600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub