Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best credit card

The best credit card You can make payments and transfers Reviewed on: 11th April 2023

Great company

Great company with fast efficient and user friendly financial products and apps. Reviewed on: 11th April 2023

I feel looked after

I feel looked after. Zopa always keeps me up to date on things. Reviewed on: 11th April 2023

Easy to use

Nice and easy to use I recommend Reviewed on: 11th April 2023

Excellent

Very helpful always able to speak with someone Reviewed on: 11th April 2023

Amazing

Absolutely outstanding service, would highly recommend Reviewed on: 11th April 2023

Easy to manage

What a fab product … easy to use and manage and fast ! Reviewed on: 11th April 2023

Excellent service

Fantastic would highly recommend they gave me a credit card to help built my credit sore when no one else would Reviewed on: 11th April 2023

Credit card

Absolutely fantastic, no issues or hassles with the process or the usage of this card and service, definitely top of the lust Reviewed on: 11th April 2023

One of the best credit cards

I have been Zopa customer for a year. It was very easy to apply for a card and get a significant credit limit. The purchase process with a card takes a minute. You can make your repayment quickly and effortlessly. I will recommend Zopa services to my family, colleagues and friend. Excellent customer and IT services.! Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 credit card (discontinued)
from Santander 4.18 from 162 reviews
Everyday spending credit cards
from Halifax 4.38 from 75 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub