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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent credit card

Awesome credit card compare to others Reviewed on: 11th April 2023

Credit you can afford and easy repayment plan.

Very easy to manage and affordable repayments. Reviewed on: 11th April 2023

Very good to use

Card is very useful and can pay anywhere by zopa credit card Reviewed on: 11th April 2023

Good credit card

Very good credit card company fair rates and app to keep eye on transactions Reviewed on: 11th April 2023

Great company to rebuild your credit with!

I had a £500 limit to start and now at £1000, Zopa has a very friendly and easy app and it’s very simple to use! Would recommend to everyone ! Reviewed on: 11th April 2023

Great card

Great card and good for building credit Reviewed on: 11th April 2023

Best credit card

The best credit card You can make payments and transfers Reviewed on: 11th April 2023

Great company

Great company with fast efficient and user friendly financial products and apps. Reviewed on: 11th April 2023

I feel looked after

I feel looked after. Zopa always keeps me up to date on things. Reviewed on: 11th April 2023

Easy to use

Nice and easy to use I recommend Reviewed on: 11th April 2023

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