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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great

Nothing but a positive experience! Would recommend Reviewed on: 11th April 2023

Absolutely spot on

Easy to use, very friendly and reliable. I've had no issues. And to top it off, the card looks a bit snazzy too. Top drawer banana in my book. Reviewed on: 11th April 2023

Fab service

Quick efficient helpful service Reviewed on: 11th April 2023

Great company, low %

I’ve had a good overall experience with zopa, I already recommended them to my family and friends Reviewed on: 11th April 2023

Best credit card

I’ve had a Zopa card now for a while and they are the best I’ve experienced to date! Quick and easy to use app, quick payback options and goes back to credit the same day! Reviewed on: 11th April 2023

Excellent

Excellent communication and an app that is so easy to use Reviewed on: 11th April 2023

Great service

I have had a credit card before with zopa, I found the service very good when I rang up about a transaction, and I was happy paying off my card each month with a good amount of credit available. I would recommend this company Reviewed on: 11th April 2023

Excellent customer service and easy to use app

Easy to deal with better than some other companies I have used. The app is great and straight forward Reviewed on: 11th April 2023

Honest and informative

Zopa have a great app with all the info you could need. Their tips for improving your credit score are also helpful. Reviewed on: 11th April 2023

Best card

Fab card. Best rates. Best customer service! Reviewed on: 11th April 2023

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