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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Given a chance

I received a credit card with a low credit score. Been given the charnce to prove I am able to control credit again. Thanks Reviewed on: 11th April 2023

Excellent service

Excellent service and app easy to use and always helping you find ways to improve your credit score Reviewed on: 11th April 2023

They're reliable

It was easy to get the credit card and the application process was smooth Reviewed on: 11th April 2023

Very good

Good service and easy to access with the app Reviewed on: 11th April 2023

Fab

Really good credit card and app is brilliantly Reviewed on: 11th April 2023

Convenient and easy to apply

It was quiet easy to apply and they gave me a good credit limit straight away. Reviewed on: 11th April 2023

Simple and easy.

Zopa make credit, repayment and money management simple and easy. I like the friendly branding and the customer friendly app. Reviewed on: 11th April 2023

Credit Card

Very easy to apply for and app is easy to navigate Reviewed on: 11th April 2023

Credit

Zopa very good company very helpful & very good service Reviewed on: 11th April 2023

Easy work

Easy to understand Easy to set up and spend...I like this card Reviewed on: 11th April 2023

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