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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa wins for me

From day one Zopa has proved to be excellent in all fields, I am more than happy with them. Reviewed on: 11th April 2023

Easy process

Easy process simple instructions and everything is really clear Reviewed on: 11th April 2023

Great company

Easy and clear to receive and good app Reviewed on: 11th April 2023

Fantastic company

Really pleasant company to be with. Carry on with your everyday needs with your mind at ease with Zopa. Reviewed on: 11th April 2023

Best credit card

I have used a number of credit cards in the past and using a few currently but none can be compares to Zopa especially the APR which is better than many others in the market Reviewed on: 11th April 2023

Credit card worth to have

Fair and clear credit card much better than high street banks Reviewed on: 11th April 2023

My Zopa card

Quick and easy to set up and use been very happy Reviewed on: 11th April 2023

Excellent

Easy to set up very user friendly and great customer service Reviewed on: 11th April 2023

Good credit card

Very good experience, easy to use, application have too many option and good APR Reviewed on: 11th April 2023

Great and for rebuilding my credit score!

My Zopa credit card is easy to manage and the app is user friendly. I have watched my credit score gradually improve since using Zopa. The also give tips on managing my finances better. Reviewed on: 11th April 2023

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