Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44353)

Nice and easy to use

5
Easy and hustle free. Got the approval in minutes and setting up is easy . No headaches Reviewed on: 11th April 2023
Naseem Nachi's avatar
Naseem Nachi

Very helpful

5
Always on hand for info and help Reviewed on: 11th April 2023
Steve Mccloskey's avatar
Steve Mccloskey

Best credit cards

5
I have a very good experience using Zopa credit cards Reviewed on: 11th April 2023
jack shaw's avatar
jack shaw

Excellent

5
Was easy to set up. Credit card came quickly and also the app is so easy to use. Reviewed on: 11th April 2023
S's avatar
S

Flexible and simple

5
Brilliant app and simple to build credit. Been so easy to manage everything. Reviewed on: 11th April 2023
Jake P's avatar
Jake P

Superb

5
Great service and great app, very easy to use! Reviewed on: 11th April 2023
Stuart Ascott's avatar
Stuart Ascott

Excellent

5
I would remember this visa card easy to apply good rates easy set up direct debit’s payment go out On time love it Reviewed on: 11th April 2023
Andrea's avatar
Andrea

Easy and helpful

5
Easy to apply and get set up and helpful customer service when I had a query regarding my card. Reviewed on: 11th April 2023
Laura's avatar
Laura

Very good credit card

5
Zopa credit card I’ve had mine for about 6 months now and get an email to tell you when needs paid and loads of notice and you also get a notification every time you use it . Will definitely recommend this credit card Reviewed on: 11th April 2023
Joanne Lindsay's avatar
Joanne Lindsay

Easy going

5
Very easy to apply for and helpful when there a issue. Reviewed on: 11th April 2023
Martin 's avatar
Martin

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Current account

    from Zopa 4.83 from 6600 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill