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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

I would remember this visa card easy to apply good rates easy set up direct debit’s payment go out On time love it Reviewed on: 11th April 2023

Easy and helpful

Easy to apply and get set up and helpful customer service when I had a query regarding my card. Reviewed on: 11th April 2023

Very good credit card

Zopa credit card I’ve had mine for about 6 months now and get an email to tell you when needs paid and loads of notice and you also get a notification every time you use it . Will definitely recommend this credit card Reviewed on: 11th April 2023

Easy going

Very easy to apply for and helpful when there a issue. Reviewed on: 11th April 2023

Great

Friendly and helpful staff. Couldn't ask for better people to help you with finances Reviewed on: 11th April 2023

Great credit card

App is really easy to understand and use. Good credit card service Reviewed on: 11th April 2023

Great provider

Great at keeping you up to date on your account, good customer service! Reviewed on: 11th April 2023

Great card and easy to apply

Found the whole process super easy and their app is great! Reviewed on: 11th April 2023

So simple

Just so straightforward, no fuss, no hassles Reviewed on: 11th April 2023

Great support

Easy to open, good straightforward app. Definitely recommend Reviewed on: 11th April 2023

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