Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great app

Easy to use and friendly app. The whole process of getting the credit card was easy and straight forward. Having a great app as well makes managing my credit card effortless. Reviewed on: 11th April 2023

Easy

Easy to use account and app I’m new to this account really but so far excellent. Reviewed on: 11th April 2023

Fantastic card.

Manageable credit limit, competitive rates. Reviewed on: 11th April 2023

Best credit card.

Easy to use. Statements are userfriendly. Reviewed on: 11th April 2023

Nice and easy to use

Easy and hustle free. Got the approval in minutes and setting up is easy . No headaches Reviewed on: 11th April 2023

Very helpful

Always on hand for info and help Reviewed on: 11th April 2023

Best credit cards

I have a very good experience using Zopa credit cards Reviewed on: 11th April 2023

Excellent

Was easy to set up. Credit card came quickly and also the app is so easy to use. Reviewed on: 11th April 2023

Flexible and simple

Brilliant app and simple to build credit. Been so easy to manage everything. Reviewed on: 11th April 2023

Superb

Great service and great app, very easy to use! Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.73 from 28671 reviews
Cashback credit card
from Lloyds Bank 4.26 from 26 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub