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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good

I like using this card. Would recommend it to others. Reviewed on: 11th April 2023

So helpful

Im trying to rebuild my credit status and this is so good. Its helped me take control and the app is so easy to use to keep track of spending. Also have a section you can check what you can do to approve your credit score! Reviewed on: 11th April 2023

Easy to use, great product and service

Works well, great service and a great useable app to manage your credit card. Reviewed on: 11th April 2023

Best credit card

The best credit card for paying back good apr helpful in very expenses Reviewed on: 11th April 2023

Best credit card I have used!

I have been using Zopa for a few months now, and it is the best credit card I own. Great interest rates and the app is simple and easy to use. Reviewed on: 11th April 2023

Trustworthy

Great product, good customer service, and trustworthy. Reviewed on: 11th April 2023

Zopa review

Service provided always fast and reliable Reviewed on: 11th April 2023

App

Easy to use App! Easy to navigate no surprises! Reviewed on: 11th April 2023

Great credit facility

Easy to use. And pay back as and when needed would reccomend Reviewed on: 11th April 2023

Credit card

Fantastic company never had any problems Reviewed on: 11th April 2023

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