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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great

A very good credit card to improve my credit score Reviewed on: 11th April 2023

By far best customer service

Great company. Quickly and efficiently deal with any query. Best credit card provider x Reviewed on: 11th April 2023

Best credit card

Easy to used , easy for payments, accepted good in shop and online Reviewed on: 11th April 2023

Best transfer ever

It’s very easy to apply and decision in seconds and very easy to use Reviewed on: 11th April 2023

Zoopla credit card

Great easy process no hassle great app Reviewed on: 11th April 2023

Great for the little guy

Great credit card for those trying g to build their credit. Friendly service from the staff and easy to use app. Reviewed on: 11th April 2023

Indeed Zoopa is quite good in terms of user friendly!

Excellent card, I used frequently for shopping. Reviewed on: 11th April 2023

Credit score booster

Zopa has given me my first credit card. Which I keep as my back up and pay back more than the monthly payment just to boost my ratings. It’s easy and flexible to use whenever I need it. I love it. Reviewed on: 11th April 2023

Great company

Great app. So easy to use. The app keeps me up to date on my spending. The app also allows me to make payments on time. Highly recommend Reviewed on: 11th April 2023

Zopa credit

Great company zopa app helps keep you in control of your limit Reviewed on: 11th April 2023

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