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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Excellent

5
Excellent card provider fantastic and efficient customer services Reviewed on: 11th April 2023
YS's avatar
YS

Ljupka

5
Very easy to use and navigate. The app is brilliant Reviewed on: 11th April 2023
Ljupka 's avatar
Ljupka

Excellent service and quick response

5
Zopa has been an amazing company to have a credit card with their app is very easy to use and they provide instant notifications when you use your card allowing you complete freedom and assurance that you will stay within your credit limit would recommend Zopa to anyone Reviewed on: 11th April 2023
Nick Kortas's avatar
Nick Kortas

Best credit card

5
Excellent consumer service, very friendly staff Reviewed on: 11th April 2023
Sami Bareg 's avatar
Sami Bareg

Credit card

5
I was happy to get my new card with duel aspects to it one half was to transfer from a higher card intrest to a much lower and second part having credit to spend if you want to well worth it Reviewed on: 11th April 2023
Pete's avatar
Pete

Zopa credit card

5
Very quick to approve and put up my limit after a couple of months .the app works great I’m am very happy with Zopa great to deal with Reviewed on: 11th April 2023
Mark Empson's avatar
Mark Empson

Excellent

5
Excellent from start to finish easy to deal with all credit card companies should take a leaf out there book Reviewed on: 11th April 2023
FAROOK 's avatar
FAROOK

500

5
Easy to use,when you make a payment money go straight so you can use don't have to wait few days Reviewed on: 11th April 2023
Natalija Stojanenko 's avatar
Natalija Stojanenko

Very easy and simple to work with

5
I just join and I’ve not really got anything bad to say, but positive things to say my experience has been. Very excellent Reviewed on: 11th April 2023
afis@hotmail.co.uk's avatar
[email protected]

Credit card Review

5
The process to obtain the card is easy and explains everything you need to know. Tbe app is easy to use and keeps you updated on your spending and due payments Reviewed on: 11th April 2023
Daniel Jarvis 's avatar
Daniel Jarvis

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