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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great card

Really great card for building credit - won’t let you go over a set amount so helpful for setting limits. Reviewed on: 11th April 2023

Best ever!!

I have had a few credit cards in my life but I Love Zopa because the app is simple and payments are quick. It's everything I need. Reviewed on: 11th April 2023

Thank you

Awesome card and easy to use on the app Reviewed on: 11th April 2023

Fast, friendly and simple

When getting a credit card with Zopa the process was very easy, no jargon, just plain English. Even a technophobe like me understood it all. Reviewed on: 11th April 2023

Great product

Zopa are a great company, the app is so easy to use, everything you need with one simple app. Can’t recommend Zopa highly enough. One happy customer Reviewed on: 11th April 2023

Zopa credit Card

Fantastic card to have, I used to have bad credit , Zooa has improved my Cedit score Reviewed on: 11th April 2023

Excellent

Excellent card provider fantastic and efficient customer services Reviewed on: 11th April 2023

Ljupka

Very easy to use and navigate. The app is brilliant Reviewed on: 11th April 2023

Excellent service and quick response

Zopa has been an amazing company to have a credit card with their app is very easy to use and they provide instant notifications when you use your card allowing you complete freedom and assurance that you will stay within your credit limit would recommend Zopa to anyone Reviewed on: 11th April 2023

Best credit card

Excellent consumer service, very friendly staff Reviewed on: 11th April 2023

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