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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic and helpful

Absolutely fantastic has helped me out a lot I would definitely recommend to a friend Reviewed on: 11th April 2023

Fantastic company

Very professional and efficient have recommended to many friends, couldn't ask for a better finance card company Reviewed on: 11th April 2023

Credit card

Easy application, payments go straight on account. Card received quickly Reviewed on: 11th April 2023

credit card

easy of signing up and using there phone app is easy to understand and use Reviewed on: 11th April 2023

Great card

Really great card for building credit - won’t let you go over a set amount so helpful for setting limits. Reviewed on: 11th April 2023

Best ever!!

I have had a few credit cards in my life but I Love Zopa because the app is simple and payments are quick. It's everything I need. Reviewed on: 11th April 2023

Thank you

Awesome card and easy to use on the app Reviewed on: 11th April 2023

Fast, friendly and simple

When getting a credit card with Zopa the process was very easy, no jargon, just plain English. Even a technophobe like me understood it all. Reviewed on: 11th April 2023

Great product

Zopa are a great company, the app is so easy to use, everything you need with one simple app. Can’t recommend Zopa highly enough. One happy customer Reviewed on: 11th April 2023

Zopa credit Card

Fantastic card to have, I used to have bad credit , Zooa has improved my Cedit score Reviewed on: 11th April 2023

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