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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Fabulous service

5
Since ive had my credit card i can honestly say ive had best service ever from zupa Reviewed on: 11th April 2023
Kenneth Goff's avatar
Kenneth Goff

Excellent

5
I enjoy journey with zopa.instatn balnce update.. Reviewed on: 11th April 2023
Farah Asghar's avatar
Farah Asghar

Wonderful company

5
Zopa have been nothing but fantastic! They’re incredibly helpful and go above and beyond when it comes to customer service. Their app is easy to navigate and I have absolutely no negatives! Wonderful company! Reviewed on: 11th April 2023
Jem 's avatar
Jem

Top quality

5
Quick easy and very simple to use. No hassle or headache Reviewed on: 11th April 2023
Arran Courtney's avatar
Arran Courtney

Easy to use

5
Easy to apply and straightforward Reviewed on: 11th April 2023
Wendy 's avatar
Wendy

Just amazing

5
Zopa for me are one of the best credit cards out there. They do give people the chance to build their credits back up and their app is very easy to manoeuvre around Reviewed on: 11th April 2023
Cedrick Kalala's avatar
Cedrick Kalala

The best company! highly recommend!!

5
Amazing terms and conditions! Easy to use! The best customer service! Reviewed on: 11th April 2023
Jurate 's avatar
Jurate

Simple operation

5
No hassle, easy application with good back up service Reviewed on: 11th April 2023
S mckelvie 's avatar
S mckelvie

Easy to use

5
Very easy to use. Contestant feedback which helps you manage your account easily. Reviewed on: 11th April 2023
Mastercraft's avatar
Mastercraft

Ace credit card used for six months low credit and advanced my credit and sor acec

5
Love this card was with three months and credit uplifted after coming out of iva Good Apr and ace card Reviewed on: 11th April 2023
Nigel Lisseman's avatar
Nigel Lisseman

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