Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Effectively

Highly recommended for outstanding service Reviewed on: 11th April 2023

Best credit card

Zopa has help me in building my credit score, easy to access and user friendly app. Reviewed on: 11th April 2023

Best of the best

It was the best on line financial experience Reviewed on: 11th April 2023

Great company for credit card

Very good company for a credit card and easy to use app to pay the balance Reviewed on: 11th April 2023

Every time

I love to use my card because it keeps you up to date on your spending Reviewed on: 11th April 2023

Very good card

The Zopa credit card is a good one. The app and statements are clear and payments are easy. Reviewed on: 11th April 2023

Nice friendly company

Great company very friendly and helpful easy to use and contact would recommend to friends and family Reviewed on: 11th April 2023

Best credit card company!

Their system is so easy to use, customer service is on point and their cards are lovely to look at. Can't fault them Reviewed on: 11th April 2023

Amazing

This company is amazing all about the customer and there needs Reviewed on: 11th April 2023

Perfect

Great credit card provider, easy use app. 10/10 Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 3.71 from 206 reviews
Avios Credit Card
from TSB 3.50 from 20 reviews
Credit Card
from Shop Direct 4.23 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub