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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant service

Brilliant service keep me updated on everything not just my credit card Reviewed on: 11th April 2023

Great all round service and support

Have had a great journey with Zopa. They have responded to any issues immediately and give clear and concise information regarding their products. A*+ Reviewed on: 11th April 2023

Awsome

AlWAYS a hassle free experience Reviewed on: 11th April 2023

Customer service

Zopa is Reviewed on: 11th April 2023

Do what they say on the app

Absolutely love the card and app ,great to deal with Reviewed on: 11th April 2023

Great service

Great service easy to speak to and very helpful Reviewed on: 11th April 2023

Simple to apply.

Good all round. Would highly recommend. Reviewed on: 11th April 2023

Super

Super Super Super Super………..:…….. Reviewed on: 11th April 2023

Good credit!

Great card. Easy to manage. App is easy to use. Would recommend Reviewed on: 11th April 2023

Amazing company

Always great service and nothing is to big to deal with Reviewed on: 11th April 2023

Alternative products

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from American Express 4.20 from 24 reviews
Platinum Credit Card
from Lloyds Bank 4.22 from 57 reviews
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from NatWest 4.19 from 6 reviews

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