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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy as pie

Really good company No messing around Communication spot on Reviewed on: 11th April 2023

Nice experience

I had nice use experience with the sceice they provided Reviewed on: 11th April 2023

The credit card company in UK

Zopa is The best credit card company in the Uk, I recommend it 100% Reviewed on: 11th April 2023

Best card

Very easy to use and friendly customer services. Easy to set up and make payments. Would highly recommend Reviewed on: 11th April 2023

Fantastic

Very good customer care and services Reviewed on: 11th April 2023

Quick and Simple

Super fast application process which resulted in my credit card arriving quickly! Reviewed on: 11th April 2023

Excellent Card For Daily Expenses

Helping Me A lot To. spend for my daily expenses and also used it for building my credit score. Big shout for zopa. Thanks Reviewed on: 11th April 2023

Quick process and very easy.

Everything goes smoothly and if there is any problem Zopa will look into it straight away. Quick application instant reply and easy use of app/card. Reviewed on: 11th April 2023

Very well organised

Easy to use app and well organised to see exactly what you have used and how to control your account Reviewed on: 11th April 2023

Great credit card

The credit card was so easy to get accepted on and has been hassle free . Definitely my favourite card . Cheers Dan Reviewed on: 11th April 2023

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