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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

Highly recommended.. It's been a while using zopa Also refer to others Reviewed on: 11th April 2023

Easy

Easy to apply and get approved, applied and got the decision in minutes. Very easy and straightforward process to apply and understanding the terms and conditions. Reviewed on: 11th April 2023

Very good

Good app easy to navigate. Quick desision and response times Reviewed on: 11th April 2023

Simple process

Easy to use app, clear and informative! Reviewed on: 11th April 2023

Easy as pie

Really good company No messing around Communication spot on Reviewed on: 11th April 2023

Nice experience

I had nice use experience with the sceice they provided Reviewed on: 11th April 2023

The credit card company in UK

Zopa is The best credit card company in the Uk, I recommend it 100% Reviewed on: 11th April 2023

Best card

Very easy to use and friendly customer services. Easy to set up and make payments. Would highly recommend Reviewed on: 11th April 2023

Fantastic

Very good customer care and services Reviewed on: 11th April 2023

Quick and Simple

Super fast application process which resulted in my credit card arriving quickly! Reviewed on: 11th April 2023

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