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Zopa: Credit card reviews

4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44348)

Great service

5
Great service easy to speak to and very helpful Reviewed on: 11th April 2023

Simple to apply.

5
Good all round. Would highly recommend. Reviewed on: 11th April 2023

Super

5
Super Super Super Super………..:…….. Reviewed on: 11th April 2023

Good credit!

5
Great card. Easy to manage. App is easy to use. Would recommend Reviewed on: 11th April 2023

Amazing company

5
Always great service and nothing is to big to deal with Reviewed on: 11th April 2023

Brilliant

5
Overall brilliant provider and brilliant service. Can’t fault it at all. Reviewed on: 11th April 2023

Great service

5
Applied for card was approved and all set up really quickly with the app and card came so quick excellent service Reviewed on: 11th April 2023

Good life saving credit card

5
Great to use and payback in a way that suits my pocket Reviewed on: 11th April 2023

Great card

5
Great feature having balance available straight after a payment Reviewed on: 11th April 2023

Great card, great service

5
The card is easy to use. The app is simple, straightforward and easy to install. Changing any settings I need to change is easy as pie. Customer service is spot on and extremely helpful. Reviewed on: 11th April 2023

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