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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Virnita1976

It is fantastic and easy payment throughout Europe Reviewed on: 11th April 2023

Best service

I'm very happy with the customer service, and never have any problems using the card.. Reviewed on: 11th April 2023

Ease Of Use

The card arrived quickly and was easy set up. I like the types of notifications you can enable letting you know your eligibility for other products they have. Reviewed on: 11th April 2023

Good

———//—////////////////////////——/// Reviewed on: 11th April 2023

Easy to use and clear charging

Easy to apply. App works well and easy to connect with a representative. Clear charges as well. Reviewed on: 11th April 2023

Helpful and friendly

The app is easy to use. The application is straight forward and customer service is very helpful and friendly. Reviewed on: 11th April 2023

Credit card

Very easy to get card even with bad credit history. Very pleased overall it gives you a chance to build your reputation back. Reviewed on: 11th April 2023

Excellent

Good all-rounder with no issuesit is what it is a good credit card to have Reviewed on: 11th April 2023

Best credit card

I rate Zooa credit card THE best credit card for two simple reasons. 1. I had poor credit for the last 8 years and was struggling to rebuild my credit. Zopa was the only card that accepted me and has provided the opportunity to rebuild my credit again and not feel like the lowest in the society. 2. Zopa is reliable, has great customer service, and lends affordable credit. I 100 percent recommend them. Thank you Zopa. You're simply the best Reviewed on: 11th April 2023

User friendly

Easy to use, easy to make payments. The app is laid out well and is very user friendly. Reviewed on: 11th April 2023

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