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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good

Very good absolútne spoločnosti ďakujem Reviewed on: 11th April 2023

Never had a problem

Easy to use app making everything clear and easy. No interest fees to be paid if all payments are made on time. Reviewed on: 11th April 2023

Very good service

Very good and excellent quality service I'm very happy with zopa many thanks for your help Reviewed on: 11th April 2023

Love my credit card!

The interest rate is fair compared to other companies. And the app is pretty straightforward. Reviewed on: 11th April 2023

I recommend this to all

Very good card and very care listening team very helpful staff and would recommend to all Reviewed on: 11th April 2023

good credit card

lots of functions to increase your credit rating ,never had any issues with them ,highly recommend Reviewed on: 11th April 2023

Amazing

Fantastic customer service always keeping you in the loop of what’s going on and fantastic ascending payment reminders brilliant company would highly recommend Reviewed on: 11th April 2023

Great Service

Easy to use and great service! Especially on the app. Reviewed on: 11th April 2023

Great company

I’ve been with Zopa for around a year now, never had an issue and really please I’m with them! Reviewed on: 11th April 2023

Simple to used simply the best

I have held my Zopa card for over a year and it’s so easy to use and their app is simple to follow ..never had an issue .it deserves to win tonight good luck Reviewed on: 11th April 2023

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