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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy and fast

Easy, fast and no hassle. Great stuff Reviewed on: 11th April 2023

Excellent service and great deals

Everything is simple to use especially the Zopa app. Informed of any changes straight away. Reviewed on: 11th April 2023

Amazing

Have had this credit card for nearly a year now payments aren’t too high on it to repay really good company Reviewed on: 11th April 2023

Mr

One the best credit card finance company they very good customer service Reviewed on: 11th April 2023

The app!!

The app makes everything so easy. I’m autistic and I am absolutely awful at controlling my spending & bills. But the app makes everything so easy. It’s so simple & user friendly!! X Reviewed on: 11th April 2023

Great card

Great card and customer service Reviewed on: 11th April 2023

Great service

Brilliant app and so easy to use Reviewed on: 11th April 2023

Very good customer service and rates

This card helps to support me on my journey to improve my credit score. Reviewed on: 11th April 2023

Improved my Credit score

Amazing cars, got it through my credit score app and love it. Reviewed on: 11th April 2023

great credit card

I am using zopa for nearly a year easy to use great service witch allows to manage payment if in case you miss friendly customer services this is credit card service which will not leave you alone in hard times Reviewed on: 11th April 2023

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