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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliant service

Always keep you update with new offer and limits Reviewed on: 11th April 2023

Very good card

The app is easy to use and manage your account recommend Reviewed on: 11th April 2023

Help me build up credit

Thanks to Zopa credit card for helping me build up my credit Reviewed on: 11th April 2023

Impressed

I missed a few payments due to circumstances beyond my control but never felt pressured by zopa to get back on track really impressed and would definitely recommend Reviewed on: 11th April 2023

Easy application and quick response

Quick decision and easy application Reviewed on: 11th April 2023

Amazing

Great customer service, great credit card use Reviewed on: 11th April 2023

Zopa credit card

Easy to obtain no problems at all. Good way to build credit score and handy when required. Very good company Reviewed on: 11th April 2023

Top service

Never once had a problem with any service offered, app is really easy to use and straightforward and they are sensible with how much credit they let you take out. Would recommend if looking for a first credit card like I did Reviewed on: 11th April 2023

simple, effective and easy to work with

From initial application, to getting approval to being up and running was simple, quick with just the right amount of communication to ensure I was fully aware of what was going on without spamming me with too much. Reviewed on: 11th April 2023

Best credit card

The card is esay to use and you can manage everything on the app Reviewed on: 11th April 2023

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