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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Great company

5
Great company helped me start to build credit history back up. Easy app Great team Reviewed on: 11th April 2023
Kelly Rodmell's avatar
Kelly Rodmell

Good

5
Easy process and fast decision on application Reviewed on: 11th April 2023
HarshKumar Patel's avatar
HarshKumar Patel

Great

5
Easy to apply and easy to use, Customer service are great Reviewed on: 11th April 2023
SHAHIDUZZAMAN AHMED's avatar
SHAHIDUZZAMAN AHMED

Great service

5
Had great Customer service from Zopa staff anytime I have had to deal with them. Reviewed on: 11th April 2023
Stepheb's avatar
Stepheb

Zopa

5
I’ve never had a problem with Zopa Reviewed on: 11th April 2023
Nigel Silcox's avatar
Nigel Silcox

Excellent

5
Very helpful and easy to deal with Reviewed on: 11th April 2023
Nicky's avatar
Nicky

Excellent credit card provider

5
It’s been easy dealing with them, haven’t had any unresolved issues. Reviewed on: 11th April 2023
Shana Coleman's avatar
Shana Coleman

Excellent Customer Service & Easy to use

5
Clear, concise and no guess work! You know exactly where you stand and it’s easy to use the app too. I’ve never had any trouble, would definitely recommend! Reviewed on: 11th April 2023
C Taylor's avatar
C Taylor

Excellent

5
Excellent service easy to Use Good Reviewed on: 11th April 2023
Mohamed Bouassida's avatar
Mohamed Bouassida

Very Happy Customer

5
I’m very happy with my Zopa credit card. They are transparent and supportive. I have already recommended Zopa to my friends and family. Reviewed on: 11th April 2023
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Cherylcurran

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