Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent credit card provider

It’s been easy dealing with them, haven’t had any unresolved issues. Reviewed on: 11th April 2023

Excellent Customer Service & Easy to use

Clear, concise and no guess work! You know exactly where you stand and it’s easy to use the app too. I’ve never had any trouble, would definitely recommend! Reviewed on: 11th April 2023

Excellent

Excellent service easy to Use Good Reviewed on: 11th April 2023

Very Happy Customer

I’m very happy with my Zopa credit card. They are transparent and supportive. I have already recommended Zopa to my friends and family. Reviewed on: 11th April 2023

Zopa comes highly recommended

I would recommend Zopa because of the service they provide. The app is very easy to follow and they provide a great service. Reviewed on: 11th April 2023

excellent provider

text with every trasnaction is really good Reviewed on: 11th April 2023

Amazing

I think Zopa made it very easy to manage my spending and agreed limit according to my affordability They keep me updated with my review and offers every month Very good service Reviewed on: 11th April 2023

Very good

Very good credit card provider and not pushy like some Reviewed on: 11th April 2023

Brilliant service

Love the app and ability to keep a track of my spending , payments and charges . All to keep your credit score on track Reviewed on: 11th April 2023

Zopa

Zopa where quick to make a decision and the online process was hassle free, would recommend to others. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Zero Credit Card
from Santander 4.20 from 21 reviews
Chrome Card
from Vanquis 4.08 from 8 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub