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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa comes highly recommended

I would recommend Zopa because of the service they provide. The app is very easy to follow and they provide a great service. Reviewed on: 11th April 2023

excellent provider

text with every trasnaction is really good Reviewed on: 11th April 2023

Amazing

I think Zopa made it very easy to manage my spending and agreed limit according to my affordability They keep me updated with my review and offers every month Very good service Reviewed on: 11th April 2023

Very good

Very good credit card provider and not pushy like some Reviewed on: 11th April 2023

Brilliant service

Love the app and ability to keep a track of my spending , payments and charges . All to keep your credit score on track Reviewed on: 11th April 2023

Zopa

Zopa where quick to make a decision and the online process was hassle free, would recommend to others. Reviewed on: 11th April 2023

Easy to use

Straightforward, basic credit card, which is absolutely perfect. A simple and clear app to keep a track of things helps as well. Reviewed on: 11th April 2023

Great credit card.

Great credit card from a great company. Easy to deal with and a straight forward APP. Fully recommended. Reviewed on: 11th April 2023

Simple easy mither free

Exactly as the title states , simple to use, easy to use and stress free Reviewed on: 11th April 2023

Fine

Never no problems or worries with zopa Reviewed on: 11th April 2023

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