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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good

I’m very happy with my credit cart and your services Reviewed on: 11th April 2023

Best credit card

Zopa helped me get a credit card when no other companies would I would recommend them to anyone Reviewed on: 11th April 2023

Great all round company

I really enjoy my Zopa Credit card, it was an easy experience to apply, they keep you well informed and the App is extremely easy to use. Reviewed on: 11th April 2023

Speed activation

Speed process, I got low interest rate compared to my other cards Reviewed on: 11th April 2023

Amazing credit card very good lender ! Very ethical! Xx

Really thing they are fabulous, always helpful ‘n xxx Reviewed on: 11th April 2023

Pop a Zopa in your purse

Love my Zopa card for good low interest rates. Good clear easy to use website unlike another provider I use. Zopa is always there helping me out when times are hard. Reviewed on: 11th April 2023

Very good card

Zopa keeps me well informed Reviewed on: 11th April 2023

Best by half

Zopa is and has ALWAYS been a very good experience to be part of Reviewed on: 11th April 2023

Easy to use app

App very easy to work. Regular up dates on how you are doing Reviewed on: 11th April 2023

Very easy to track

Most companies are not transparent with their products but Zopa is very easy to understand and the app is very easy to use. Reviewed on: 11th April 2023

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