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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Easy to use

Straightforward, basic credit card, which is absolutely perfect. A simple and clear app to keep a track of things helps as well. Reviewed on: 11th April 2023

Great credit card.

Great credit card from a great company. Easy to deal with and a straight forward APP. Fully recommended. Reviewed on: 11th April 2023

Simple easy mither free

Exactly as the title states , simple to use, easy to use and stress free Reviewed on: 11th April 2023

Fine

Never no problems or worries with zopa Reviewed on: 11th April 2023

Good

I’m very happy with my credit cart and your services Reviewed on: 11th April 2023

Best credit card

Zopa helped me get a credit card when no other companies would I would recommend them to anyone Reviewed on: 11th April 2023

Great all round company

I really enjoy my Zopa Credit card, it was an easy experience to apply, they keep you well informed and the App is extremely easy to use. Reviewed on: 11th April 2023

Speed activation

Speed process, I got low interest rate compared to my other cards Reviewed on: 11th April 2023

Amazing credit card very good lender ! Very ethical! Xx

Really thing they are fabulous, always helpful ‘n xxx Reviewed on: 11th April 2023

Pop a Zopa in your purse

Love my Zopa card for good low interest rates. Good clear easy to use website unlike another provider I use. Zopa is always there helping me out when times are hard. Reviewed on: 11th April 2023

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