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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great experience

I am so happy to Zopa credit card I recommended my friends and family to use it for better experiences Reviewed on: 11th April 2023

So straightforward and easy to manage your credit

Could not be easier or more helpful, easy to manage and stay on top of, thank you Zopa Reviewed on: 11th April 2023

Responsible lender

Easy to apply for and arrives quickly. Responsible lender ensuring you don't spend more than you can afford. Reviewed on: 11th April 2023

Great

Simple and easy to use for everyday needs Reviewed on: 11th April 2023

A good option for poor credit building.

Good card option to build credit if paid in full. Downside you can't set a direct debit only pay from a debit card or just as and when. I didn't want to use a debit card so limited options and dangerous way to have to pay on a high interest card. Reviewed on: 11th April 2023

Outstanding

Nothing short of brilliance. Never have I had issues like the other card providers. Always update me regularly Reviewed on: 11th April 2023

Best cc company

Friendly, easy and helpful. quick to solve and help any problems you have! Reviewed on: 11th April 2023

Amazing

Fair and good rates. Easy to apply Reviewed on: 11th April 2023

Easy to manage

Five star ………………….⭐️⭐️⭐️⭐️⭐️ ……. Reviewed on: 11th April 2023

Easy to use

A tremendous new card option. Would recommend for its mobile app. Reviewed on: 11th April 2023

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