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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great

Great service, enjoy this support Reviewed on: 11th April 2023

Good customer service

Easy to use and a good quality and when paying back it instantly goes back on the catd Reviewed on: 11th April 2023

Excellent

Easy, friendly , informative - keeps me on track with spending and balances with ease. Easy payments and great customer experience - all round recommendation Reviewed on: 11th April 2023

Amazing service

Zopa really helped me build my credit up again, always friendly and informative, amazing service Reviewed on: 11th April 2023

Just so easy and efficient

I found the application and whole process from start to finish just easy Highly recommended Reviewed on: 11th April 2023

Great Credit provider

Easy to use app with no hidden charges Reviewed on: 11th April 2023

Simple and innovative

Very easy to use application and instant payments etc. Reviewed on: 11th April 2023

Superrrrrrzopa

Zopa love it and all the perks and tips you received on there website Reviewed on: 11th April 2023

Superb easy to manage Credit card

I got a Zopa Credit card and it's super easy to use and repay with the app! Really good easy Card management and plenty of notifications to keep you up to date on your spending. Reviewed on: 11th April 2023

Simple easy and don't allow debt!

It's absolutely great. The app on the go no over spending no taking too much credit then what you can handle customer service is lovely Reviewed on: 11th April 2023

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