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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Outstanding

I am with Zopa for last one year I really like their customer serviced you guys are really doing great work out their. Thank you Zopa and your app absolutely amazing . Good luck Reviewed on: 11th April 2023

Best credit card provided out there

I’ve had the credit card from Zopa for more than 1 year now and I can say that the service they provide is outstanding. I would recommend to whoever is looking for an affordable credit card Reviewed on: 11th April 2023

Simple but efficient

Great app and easy to use . Great customer service Reviewed on: 11th April 2023

The best

I'm really happy whit them. I have a credit card for 2 yers now but they are the best Reviewed on: 11th April 2023

Customer service

Excellent service quick and easy thank you Reviewed on: 11th April 2023

best card to have

very easy to use bill is allways up to date tells you what youare paying and the best on line acc i have had and am 70 Reviewed on: 11th April 2023

excellent, never mithersome

i have been a customer with Zopa for sometime, they have been consistently courteous by not mithering me every two mins, are informative with products and usage Reviewed on: 11th April 2023

Best

I have no trouble great card to us thanks Reviewed on: 11th April 2023

Great company and card

Everything excellent,can’t fault anything Reviewed on: 11th April 2023

Just a BIG help right when I needed it most

I can’t thank zopa enough. I was struggling to build my credit rating and couldn’t get access to a credit card. I applied and even with low funds available to me, the small amount helped me during these tough times. I managed to budget, only use it when I needed it and even started building my credit rating, gaining a little more funds on my card. Every little helps as the advert would say haha but yeh, if it weren’t for zopa giving me this chance, I wouldn’t be where I am now. Really really helped. Great card. Great company. Simple as. Reviewed on: 11th April 2023

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