Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

A*** credit card

Excellent card provider, simple App and instant payment system when making payments to outstanding balances. Reviewed on: 11th April 2023

Precise, Informative, Supportive

Very strong support and regular updates on account and other linked interests Easy to apply and easy to use Excellent card well done Reviewed on: 11th April 2023

Easy to apply and use

Great provider, easy to use and great app. Reviewed on: 11th April 2023

Smart card

Great card for promotional rates with balance transfer credit separate from the card usage limit. Very easy to manage x Reviewed on: 11th April 2023

Easy to use app

Very easy and clear to use app, great customer service Reviewed on: 11th April 2023

Excellent Financial Institution

I have been with Zopa for a while, the company merited my appreciation for being a listening Financial institution, very helpful and supportive. They excel well in keeping their customers within a manageable credit limit and access your financial situation before increasing or decreasing your credit limit. Kudos to them. Reviewed on: 11th April 2023

Great for credit building

So many cards out there say no or charge a really high interest rate, not zopa. they're competitive easy to use and do regular checks on your needs and how they can help Reviewed on: 11th April 2023

Great card

Brillant card to have value for money and friendly staff Reviewed on: 11th April 2023

Fantastic app

App is super easy to use and credit cushion is a fantastic feature. Reviewed on: 11th April 2023

Simple

Simple and easy to use. Great app Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.73 from 28663 reviews
Marbles Credit Card
from NewDay 4.32 from 542 reviews
Partnership Card
from John Lewis 2.06 from 898 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub