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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

excellent, never mithersome

i have been a customer with Zopa for sometime, they have been consistently courteous by not mithering me every two mins, are informative with products and usage Reviewed on: 11th April 2023

Best

I have no trouble great card to us thanks Reviewed on: 11th April 2023

Great company and card

Everything excellent,can’t fault anything Reviewed on: 11th April 2023

Just a BIG help right when I needed it most

I can’t thank zopa enough. I was struggling to build my credit rating and couldn’t get access to a credit card. I applied and even with low funds available to me, the small amount helped me during these tough times. I managed to budget, only use it when I needed it and even started building my credit rating, gaining a little more funds on my card. Every little helps as the advert would say haha but yeh, if it weren’t for zopa giving me this chance, I wouldn’t be where I am now. Really really helped. Great card. Great company. Simple as. Reviewed on: 11th April 2023

A*** credit card

Excellent card provider, simple App and instant payment system when making payments to outstanding balances. Reviewed on: 11th April 2023

Precise, Informative, Supportive

Very strong support and regular updates on account and other linked interests Easy to apply and easy to use Excellent card well done Reviewed on: 11th April 2023

Easy to apply and use

Great provider, easy to use and great app. Reviewed on: 11th April 2023

Smart card

Great card for promotional rates with balance transfer credit separate from the card usage limit. Very easy to manage x Reviewed on: 11th April 2023

Easy to use app

Very easy and clear to use app, great customer service Reviewed on: 11th April 2023

Excellent Financial Institution

I have been with Zopa for a while, the company merited my appreciation for being a listening Financial institution, very helpful and supportive. They excel well in keeping their customers within a manageable credit limit and access your financial situation before increasing or decreasing your credit limit. Kudos to them. Reviewed on: 11th April 2023

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