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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great

Great card reliable effective quick deposits and balances Reviewed on: 11th April 2023

Amazing Service

By far the best company I have been with with regards to a credit card. Reviewed on: 11th April 2023

Great service

Zopa has been very easy to use . The app is easy to follow has great services. I highly recommend Zopa ! Reviewed on: 11th April 2023

Easy, great customer service,

Consistent and easy to manage , great customer service. Always available to discuss services Reviewed on: 11th April 2023

Fantastic company

I love Zopa because you can put some of your credit aside for any unexpected bills and the app is easy to navigate also get first class customer service Reviewed on: 11th April 2023

Bad credit

Thai card has helped me no end, the app is brilliant with some great tips and tricks Reviewed on: 11th April 2023

Very good bank

Quick, easy to use and amaizing support Reviewed on: 11th April 2023

User friendly app

User friendly application, easy to use Reviewed on: 11th April 2023

Credit card

Great credit card, easy application & handy app. Reviewed on: 11th April 2023

They are good

The little problems that have , is that not update in the credit score to fast , in rest everything is perfect Reviewed on: 11th April 2023

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