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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great for credit building

So many cards out there say no or charge a really high interest rate, not zopa. they're competitive easy to use and do regular checks on your needs and how they can help Reviewed on: 11th April 2023

Great card

Brillant card to have value for money and friendly staff Reviewed on: 11th April 2023

Fantastic app

App is super easy to use and credit cushion is a fantastic feature. Reviewed on: 11th April 2023

Simple

Simple and easy to use. Great app Reviewed on: 11th April 2023

Great

Great card reliable effective quick deposits and balances Reviewed on: 11th April 2023

Amazing Service

By far the best company I have been with with regards to a credit card. Reviewed on: 11th April 2023

Great service

Zopa has been very easy to use . The app is easy to follow has great services. I highly recommend Zopa ! Reviewed on: 11th April 2023

Easy, great customer service,

Consistent and easy to manage , great customer service. Always available to discuss services Reviewed on: 11th April 2023

Fantastic company

I love Zopa because you can put some of your credit aside for any unexpected bills and the app is easy to navigate also get first class customer service Reviewed on: 11th April 2023

Bad credit

Thai card has helped me no end, the app is brilliant with some great tips and tricks Reviewed on: 11th April 2023

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