Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Very good bank

Quick, easy to use and amaizing support Reviewed on: 11th April 2023

User friendly app

User friendly application, easy to use Reviewed on: 11th April 2023

Credit card

Great credit card, easy application & handy app. Reviewed on: 11th April 2023

They are good

The little problems that have , is that not update in the credit score to fast , in rest everything is perfect Reviewed on: 11th April 2023

5 star service always

Easy to use app, make payments and adjust credit limit. Reviewed on: 11th April 2023

Fantastic

Great service easy to use. Great offers Reviewed on: 11th April 2023

Helped Me Out In Time Of Need

I was in a pickle and Zopa was there for me through the thick of it. I am forever grateful to Zopa. Thank you Reviewed on: 11th April 2023

quick and easy

nice useful app, everything can be done in the app and had no issues since i joined them 2ys ago Reviewed on: 11th April 2023

Excellent customer service

Easy to use. Very easy to send payments and keep an eye on my balance Reviewed on: 11th April 2023

Very easy to use and good app.

I've found the sign up process and information easy to use and understand. The app is very user friendly. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from first direct 4.22 from 27 reviews
Overpay
from Incredible 4.19 from 5 reviews
Credit Card
from Tymit 4.68 from 155 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub