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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

5 star service always

Easy to use app, make payments and adjust credit limit. Reviewed on: 11th April 2023

Fantastic

Great service easy to use. Great offers Reviewed on: 11th April 2023

Helped Me Out In Time Of Need

I was in a pickle and Zopa was there for me through the thick of it. I am forever grateful to Zopa. Thank you Reviewed on: 11th April 2023

quick and easy

nice useful app, everything can be done in the app and had no issues since i joined them 2ys ago Reviewed on: 11th April 2023

Excellent customer service

Easy to use. Very easy to send payments and keep an eye on my balance Reviewed on: 11th April 2023

Very easy to use and good app.

I've found the sign up process and information easy to use and understand. The app is very user friendly. Reviewed on: 11th April 2023

Zopa

Easy to use Helpful Good app Good card Good customer service Reviewed on: 11th April 2023

Hassle free

No problems with using card in a different country Reviewed on: 11th April 2023

Definitely Yes

Anything I contact Zopa the response is positive and customer is treated well. They’re pro customer friendly. Reviewed on: 11th April 2023

Review

Happy Very well done do it thinks! Reviewed on: 11th April 2023

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