Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great card

This card is so transparent, everything is made clear and easy to use . Great card Reviewed on: 11th April 2023

Good

Zopa card is very good sarvies and the good Reviewed on: 11th April 2023

Great credit card with low interest

Small repayments, low interest, best card I’ve ever had Reviewed on: 11th April 2023

Great credit card

Good service the mobile app explains all u need to know no hidden charges as soon as u make a purchase it tells you right away so you don't get confused Reviewed on: 11th April 2023

Brilliant

So easy to see where you stand and make payments ! No hassle so easy best company Easier then Vanquis and capital ! Reviewed on: 11th April 2023

Amazing all the way

Zopa is miles above others out there. It's easy and straightforward. Reviewed on: 11th April 2023

zopa sweet

they helped me when no-one else would they have been both helpful and human. thankyou zopa Reviewed on: 11th April 2023

Very helpful and friendly team to talk with ..

Well, I couldn't believe it when zopa offer me a credit card loan .it was so easy to follow step by step information. Reviewed on: 11th April 2023

Great service

Very helpful quick and easy to use! Very to have come across Zopa! Reviewed on: 11th April 2023

Fantastic card

Had this card a while and its been great for me, easy to use, great app and helped my credit score. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum credit cards
from Barclaycard 4.12 from 335 reviews
Credit card
from HSBC 3.74 from 128 reviews
Clubcard credit cards
from Tesco Bank 4.05 from 343 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub