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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

zopa sweet

they helped me when no-one else would they have been both helpful and human. thankyou zopa Reviewed on: 11th April 2023

Very helpful and friendly team to talk with ..

Well, I couldn't believe it when zopa offer me a credit card loan .it was so easy to follow step by step information. Reviewed on: 11th April 2023

Great service

Very helpful quick and easy to use! Very to have come across Zopa! Reviewed on: 11th April 2023

Fantastic card

Had this card a while and its been great for me, easy to use, great app and helped my credit score. Reviewed on: 11th April 2023

First class

Absolutely pleasure to deal with. No problems easy app usage. Reviewed on: 11th April 2023

awesome app

The app has never let me down in fact it helps me finically Reviewed on: 11th April 2023

Excellent service

Zopa is a very excellent credit card company in every , would very much recommend to anyone Reviewed on: 11th April 2023

Excellent provider

No issues with Zopa at all. All correspondence is clear and easy to understand, the app is easy to use and the card works with Apple Pay so win-win from this credit card. Reviewed on: 11th April 2023

Marry

I have had issues with credit cards before but Zopa has given the chance to start with clean slate. Reviewed on: 11th April 2023

Very helpful

Great help when needed and needed a payment holiday Reviewed on: 11th April 2023

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