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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

First class

Absolutely pleasure to deal with. No problems easy app usage. Reviewed on: 11th April 2023

awesome app

The app has never let me down in fact it helps me finically Reviewed on: 11th April 2023

Excellent service

Zopa is a very excellent credit card company in every , would very much recommend to anyone Reviewed on: 11th April 2023

Excellent provider

No issues with Zopa at all. All correspondence is clear and easy to understand, the app is easy to use and the card works with Apple Pay so win-win from this credit card. Reviewed on: 11th April 2023

Marry

I have had issues with credit cards before but Zopa has given the chance to start with clean slate. Reviewed on: 11th April 2023

Very helpful

Great help when needed and needed a payment holiday Reviewed on: 11th April 2023

Responsible lending

Very responsible lender and will not bump up your credit limit just to make more money on interest Highly recommend Reviewed on: 11th April 2023

Great service

I have been with Zopa for several months now and the service I have received so far has been brilliant. I use the App and this makes it easy to have an overview of my account and make any repayments quickly and efficient. All in all my experience so far has been nothing but positive. Reviewed on: 11th April 2023

Good and easy to use

Easy credit card. Easy set up and good app to manage spending Reviewed on: 11th April 2023

Great

Easy process to apply and quick with a response reasonable rates based on my credit score would recommend to folk Reviewed on: 11th April 2023

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