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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Responsible lending

Very responsible lender and will not bump up your credit limit just to make more money on interest Highly recommend Reviewed on: 11th April 2023

Great service

I have been with Zopa for several months now and the service I have received so far has been brilliant. I use the App and this makes it easy to have an overview of my account and make any repayments quickly and efficient. All in all my experience so far has been nothing but positive. Reviewed on: 11th April 2023

Good and easy to use

Easy credit card. Easy set up and good app to manage spending Reviewed on: 11th April 2023

Great

Easy process to apply and quick with a response reasonable rates based on my credit score would recommend to folk Reviewed on: 11th April 2023

Excellent

Had no problem getting credit card and if any issues sorted straight away excellent company Reviewed on: 11th April 2023

Easy to make payments and use

The Zopa application is really user friendly and good service overall Thanks Reviewed on: 11th April 2023

Easy to apply

Great service easy app to navigate better interest Reviewed on: 11th April 2023

Always been fab

Never had an issues really easy to use. Brilliant. Reviewed on: 11th April 2023

Easy pleasie

Quick access shows what you have spent on every transaction,let’s you know how to improve your credit history. Reviewed on: 11th April 2023

Great service and keep me informed

Great service and keep me informed I always know where I am with my balance and great customer service and above and beyond all expectations for a credit card Reviewed on: 11th April 2023

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