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Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

Great Service

5
Easy to use and great service! Especially on the app. Reviewed on: 11th April 2023

Great company

5
I’ve been with Zopa for around a year now, never had an issue and really please I’m with them! Reviewed on: 11th April 2023

Simple to used simply the best

5
I have held my Zopa card for over a year and it’s so easy to use and their app is simple to follow ..never had an issue .it deserves to win tonight good luck Reviewed on: 11th April 2023

Great credit card for building credit rating

5
Super helpful add with hints and tips to improve credit rating. Really easy and simple credit card company to use Reviewed on: 11th April 2023

Impressed

5
Get company , great app and credit card Reviewed on: 11th April 2023

Review

5
Extremely flexible and customer focused Reviewed on: 11th April 2023

Very good

5
Best credit card provider I have Reviewed on: 11th April 2023

Amazing

5
Help me out a great deal amazing support and help Reviewed on: 11th April 2023

Excellent

5
Great service and efficient staff Reviewed on: 11th April 2023

Cannot fault

5
Cannot fault them, they have been great Reviewed on: 11th April 2023

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