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Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

Great app, easy to use

5
Great app that's easy to use, access, and get the relevant info required. Recommend to anyone looking for a simple UI and user experience Reviewed on: 11th April 2023

Good credit company!

5
So far so good company,not have any problems or issues recommend all my friends !! Reviewed on: 11th April 2023

Excellent Service

5
Great company, Clean efficient app, no complaints Reviewed on: 11th April 2023

Good

4
Very good absolútne spoločnosti ďakujem Reviewed on: 11th April 2023

Never had a problem

5
Easy to use app making everything clear and easy. No interest fees to be paid if all payments are made on time. Reviewed on: 11th April 2023

Very good service

5
Very good and excellent quality service I'm very happy with zopa many thanks for your help Reviewed on: 11th April 2023

Love my credit card!

5
The interest rate is fair compared to other companies. And the app is pretty straightforward. Reviewed on: 11th April 2023

I recommend this to all

5
Very good card and very care listening team very helpful staff and would recommend to all Reviewed on: 11th April 2023

good credit card

5
lots of functions to increase your credit rating ,never had any issues with them ,highly recommend Reviewed on: 11th April 2023

Amazing

5
Fantastic customer service always keeping you in the loop of what’s going on and fantastic ascending payment reminders brilliant company would highly recommend Reviewed on: 11th April 2023

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