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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

@Blue2022...

Excellent well happy not got a bad word to say about this card... Reviewed on: 11th April 2023

Easy to Manage

Such an easy card to manage especially with the in-app payments Reviewed on: 11th April 2023

everything i need in a credit card

have had no problems, nice and easy thank you Reviewed on: 11th April 2023

Very good to customers

Will introduce friends and family Reviewed on: 11th April 2023

Great card

Even though only a small amount of credit it’s still got a great interest rate for payments Would well recommend Reviewed on: 11th April 2023

Best credit card for poor credit

Best credit card for poor credit to help you build your credit Reviewed on: 11th April 2023

Great

I have ZOPA credit card which I am using towards my daily use. It’s great credit card Reviewed on: 11th April 2023

ONLY CARD YOU NEED

Excellent app to use alongside your account, very user friendly and very easy to navigate. Excellent customer service and support. Well done ZOPA! Reviewed on: 11th April 2023

Easy friendly service

Easy transactions with no fuss and always on hand to help 24/7 Simple application and quick response from beginning to end a pleasant to deal with company 5 star Reviewed on: 11th April 2023

Helping hand

I have been struggling to get a credit card due to my score, Zopa made that possible and it has helped me a lot. Reviewed on: 11th April 2023

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