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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Great card

5
Even though only a small amount of credit it’s still got a great interest rate for payments Would well recommend Reviewed on: 11th April 2023
Chris's avatar
Chris

Best credit card for poor credit

5
Best credit card for poor credit to help you build your credit Reviewed on: 11th April 2023
Hustleman x's avatar
Hustleman x

Great

5
I have ZOPA credit card which I am using towards my daily use. It’s great credit card Reviewed on: 11th April 2023
Ammar Asad's avatar
Ammar Asad

ONLY CARD YOU NEED

5
Excellent app to use alongside your account, very user friendly and very easy to navigate. Excellent customer service and support. Well done ZOPA! Reviewed on: 11th April 2023
Karl's avatar
Karl

Easy friendly service

5
Easy transactions with no fuss and always on hand to help 24/7 Simple application and quick response from beginning to end a pleasant to deal with company 5 star Reviewed on: 11th April 2023
Dougie's avatar
Dougie

Helping hand

5
I have been struggling to get a credit card due to my score, Zopa made that possible and it has helped me a lot. Reviewed on: 11th April 2023
Anonymous's avatar
Anonymous

Amazing company

5
Zoopa is without a shadow of a doubt the best service within the market. They sort to get me the best deal and I have been able to improve my credit rating whilst being able to spend sensibly. Their app is super easy to use and gives notifications meaning you can easily watch your spending and not miss payments. Reviewed on: 11th April 2023
Gemma 's avatar
Gemma

Top card

5
Easy to use app good customer service and support. Reviewed on: 11th April 2023
Scott moyes's avatar
Scott moyes

Great

5
Great service and great company Reviewed on: 11th April 2023
Daniel 's avatar
Daniel

Great credit provider

5
Interest rates are manageable and the app is very user friendly Reviewed on: 11th April 2023
Stacey Freeman 's avatar
Stacey Freeman

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