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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Credit card

5
Low cost credit card good customer service Reviewed on: 11th April 2023

Great card

5
Great credit card company never had any problems Reviewed on: 11th April 2023

Top card

5
Great card company, always on hand if you need them, nothing too much trouble, very polite and professional. Reviewed on: 11th April 2023

Very smart card.

5
Very easy Company to do business with. Very clear on all steps in any process. Reviewed on: 11th April 2023

very good credit company

5
the customer service is very responsive Reviewed on: 11th April 2023

Great support

4
Zopa have a great app helping you see spending, but also offer eligibility for other products and and savings. Help keep keep me on top of my finances Reviewed on: 11th April 2023

Brilliant

5
Excellent service as always ……………………………………………… Reviewed on: 11th April 2023

Easy to use

5
Easy use and track spending on their app Reviewed on: 11th April 2023

Easy to use and manage

5
Great service and easy to use app and website. Reviewed on: 11th April 2023

Best credit card

5
Absolutely love this app and card. It’s brilliant. Well thought out and gives you so much information and insight into your spending and credit score. Thank you Zopa. Reviewed on: 11th April 2023

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review