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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Easy to use

5
Easy use and track spending on their app Reviewed on: 11th April 2023
Stuart Fernie's avatar
Stuart Fernie

Easy to use and manage

5
Great service and easy to use app and website. Reviewed on: 11th April 2023
Ian Vaines's avatar
Ian Vaines

Best credit card

5
Absolutely love this app and card. It’s brilliant. Well thought out and gives you so much information and insight into your spending and credit score. Thank you Zopa. Reviewed on: 11th April 2023
Joanne Smith's avatar
Joanne Smith

Perfect card

5
Perfect card to have..the app is very easy to view and gives you all info you need about your account. Reviewed on: 11th April 2023
Julie's avatar
Julie

Easy to deal with

5
Love the app Great communication Reviewed on: 11th April 2023
neil reader's avatar
neil reader

No brainer

5
No rip off interest rates Easy application People who listen to customers What's not to like Reviewed on: 11th April 2023
ThrowAwaySpamMail's avatar
ThrowAwaySpamMail

Great Company

5
Excellent support, easy to use app. Very happy. Reviewed on: 11th April 2023
Daniel Street's avatar
Daniel Street

Great provider

5
Easy to track and keep jote of credit limit and set a buffer so never go over Reviewed on: 11th April 2023
Sam Ryan's avatar
Sam Ryan

Easy to use

5
Always ready to help you and can always get in touch when you need to Reviewed on: 11th April 2023
TINA CHISHOLM's avatar
TINA CHISHOLM

No credit limit increase

2
I’ve been with them a while now and they like to auto bot your account so they dont know how well you look after your account so getting a increase is impossible I’ve ask but always been told No But it’s up to you just thought I’ll let you know vote Zopa every body Reviewed on: 11th April 2023
Gary's avatar
Gary

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