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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great Company

Excellent support, easy to use app. Very happy. Reviewed on: 11th April 2023

Great provider

Easy to track and keep jote of credit limit and set a buffer so never go over Reviewed on: 11th April 2023

Easy to use

Always ready to help you and can always get in touch when you need to Reviewed on: 11th April 2023

No credit limit increase

I’ve been with them a while now and they like to auto bot your account so they dont know how well you look after your account so getting a increase is impossible I’ve ask but always been told No But it’s up to you just thought I’ll let you know vote Zopa every body Reviewed on: 11th April 2023

Easy management, good service

Excellent provider, one of the best Reviewed on: 11th April 2023

Great card

Excellent customer service Reviewed on: 11th April 2023

Fantastic

Fantastic credit card would recommend Reviewed on: 11th April 2023

Overall Service

Excellent customer service care, quick and efficient, easy to use application Reviewed on: 11th April 2023

Good service card is great

Your able ti.use it on Google wallet and that's a plus its accepted everywhere and if you need to contact customer services there help is spot on Reviewed on: 11th April 2023

I would recommend the Zopa company to all my family and friends 5

I have had a good experience with zopa 10 Reviewed on: 11th April 2023

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