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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa Card

The Zopa Credit Card is an excellent starter credit card, I've had mine for a few years and if you use it responsibly its great. Reviewed on: 11th April 2023

Great credit provider

Very careful not to give you too much credit Reviewed on: 11th April 2023

Great service

Easy to use and all in 1 place would definitely recommend Reviewed on: 11th April 2023

Borrowing Power

Zopa give you tips on how to improve your score. Reviewed on: 11th April 2023

Very professional

Good lending and interest rates, Always sends reminder. The app is good to use Reviewed on: 11th April 2023

Credit card

I like this Zopa credit and have had a lot of fun.. Reviewed on: 11th April 2023

My Zopa card

What can I say about my card, so simple & easy to use. Never any issues and always fantastic customer service when needed. Reviewed on: 11th April 2023

Best rate and app

Rate offered was better than I expected and is really helping me manage my finances. App is great and simple too Reviewed on: 11th April 2023

Excellent

Zopa has been very efficient and helpful. Reviewed on: 11th April 2023

Zopa Credit Card

Customer service is excellent and the company is transparent. The app is so easy to use. Highly recommend. Reviewed on: 11th April 2023

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