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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best rate and app

Rate offered was better than I expected and is really helping me manage my finances. App is great and simple too Reviewed on: 11th April 2023

Excellent

Zopa has been very efficient and helpful. Reviewed on: 11th April 2023

Zopa Credit Card

Customer service is excellent and the company is transparent. The app is so easy to use. Highly recommend. Reviewed on: 11th April 2023

Credit card

Low cost credit card good customer service Reviewed on: 11th April 2023

Great card

Great credit card company never had any problems Reviewed on: 11th April 2023

Top card

Great card company, always on hand if you need them, nothing too much trouble, very polite and professional. Reviewed on: 11th April 2023

Very smart card.

Very easy Company to do business with. Very clear on all steps in any process. Reviewed on: 11th April 2023

very good credit company

the customer service is very responsive Reviewed on: 11th April 2023

Great support

Zopa have a great app helping you see spending, but also offer eligibility for other products and and savings. Help keep keep me on top of my finances Reviewed on: 11th April 2023

Brilliant

Excellent service as always ……………………………………………… Reviewed on: 11th April 2023

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