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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very smart card.

Very easy Company to do business with. Very clear on all steps in any process. Reviewed on: 11th April 2023

very good credit company

the customer service is very responsive Reviewed on: 11th April 2023

Great support

Zopa have a great app helping you see spending, but also offer eligibility for other products and and savings. Help keep keep me on top of my finances Reviewed on: 11th April 2023

Brilliant

Excellent service as always ……………………………………………… Reviewed on: 11th April 2023

Easy to use

Easy use and track spending on their app Reviewed on: 11th April 2023

Easy to use and manage

Great service and easy to use app and website. Reviewed on: 11th April 2023

Best credit card

Absolutely love this app and card. It’s brilliant. Well thought out and gives you so much information and insight into your spending and credit score. Thank you Zopa. Reviewed on: 11th April 2023

Perfect card

Perfect card to have..the app is very easy to view and gives you all info you need about your account. Reviewed on: 11th April 2023

Easy to deal with

Love the app Great communication Reviewed on: 11th April 2023

No brainer

No rip off interest rates Easy application People who listen to customers What's not to like Reviewed on: 11th April 2023

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