Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

The best company in the UK

I took a personal loan from Zopa and also have a credit card. So easy to apply, took me a 5mins to get my loan. I would recommend for all of you guys . And the most important thing is the interest is very low. Reviewed on: 11th April 2023

Very easy to apply etc

First found them through ClearScore.. applied, got accepted and had the account set up within a week! Really good company Reviewed on: 11th April 2023

Easy to use ,,

Very easy to keep up to date ,, great Updates ,, Very good Reviewed on: 11th April 2023

Best card ever

Nothing is a problem with this company. Customer Service is top notch too. Wish I found them years ago. Reviewed on: 11th April 2023

Great card

I never have issues contacting customer service, they efficient and friendly. Reviewed on: 11th April 2023

Amazing service

Amazing company with amazing products Reviewed on: 11th April 2023

Fantastic credit card

Great card for beginners or for experienced credit users. Simple app that lays out everything in Laymam terms. No jargon, highly recommended Reviewed on: 11th April 2023

Efficiency

Efficient in payments during purchases and easy to repay back Reviewed on: 11th April 2023

Credit card

Very good credit card very reliable to use would definitely recommend this card to anyone Reviewed on: 11th April 2023

Hassle free

Fantastic service, the online app works flawlessly. very nice customer services. overall a great company and certainly one of the leaders in UK credit card providers. second to none and i would reccomend without hesitation. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.16 from 3 reviews
Credit card
from 118 118 Money 4.73 from 5645 reviews
Credit Card
from Shop Direct 4.23 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub