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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Efficiency

5
Efficient in payments during purchases and easy to repay back Reviewed on: 11th April 2023
Simons Obah-Ampong's avatar
Simons Obah-Ampong

Credit card

5
Very good credit card very reliable to use would definitely recommend this card to anyone Reviewed on: 11th April 2023
Heather Cooper's avatar
Heather Cooper

Hassle free

5
Fantastic service, the online app works flawlessly. very nice customer services. overall a great company and certainly one of the leaders in UK credit card providers. second to none and i would reccomend without hesitation. Reviewed on: 11th April 2023
Porky's Gaming's avatar
Porky's Gaming

Zopa Card

5
The Zopa Credit Card is an excellent starter credit card, I've had mine for a few years and if you use it responsibly its great. Reviewed on: 11th April 2023
Scott Hillier's avatar
Scott Hillier

Great credit provider

4
Very careful not to give you too much credit Reviewed on: 11th April 2023
George 's avatar
George

Great service

5
Easy to use and all in 1 place would definitely recommend Reviewed on: 11th April 2023
craigshelley123@hotmail.com's avatar
[email protected]

Borrowing Power

5
Zopa give you tips on how to improve your score. Reviewed on: 11th April 2023
Harriet's avatar
Harriet

Very professional

5
Good lending and interest rates, Always sends reminder. The app is good to use Reviewed on: 11th April 2023
Lizzy2121 's avatar
Lizzy2121

Credit card

4
I like this Zopa credit and have had a lot of fun.. Reviewed on: 11th April 2023
ali usman's avatar
ali usman

My Zopa card

5
What can I say about my card, so simple & easy to use. Never any issues and always fantastic customer service when needed. Reviewed on: 11th April 2023
Hayley Haydon's avatar
Hayley Haydon

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