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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Borrowing Power

5
Zopa give you tips on how to improve your score. Reviewed on: 11th April 2023
Harriet's avatar
Harriet

Very professional

5
Good lending and interest rates, Always sends reminder. The app is good to use Reviewed on: 11th April 2023
Lizzy2121 's avatar
Lizzy2121

Credit card

4
I like this Zopa credit and have had a lot of fun.. Reviewed on: 11th April 2023
ali usman's avatar
ali usman

My Zopa card

5
What can I say about my card, so simple & easy to use. Never any issues and always fantastic customer service when needed. Reviewed on: 11th April 2023
Hayley Haydon's avatar
Hayley Haydon

Best rate and app

5
Rate offered was better than I expected and is really helping me manage my finances. App is great and simple too Reviewed on: 11th April 2023
J M's avatar
J M

Excellent

5
Zopa has been very efficient and helpful. Reviewed on: 11th April 2023
Babatunde Bamgbala 's avatar
Babatunde Bamgbala

Zopa Credit Card

5
Customer service is excellent and the company is transparent. The app is so easy to use. Highly recommend. Reviewed on: 11th April 2023
Oonagh Creevy's avatar
Oonagh Creevy

Credit card

5
Low cost credit card good customer service Reviewed on: 11th April 2023
Kaspars Svinka's avatar
Kaspars Svinka

Great card

5
Great credit card company never had any problems Reviewed on: 11th April 2023
Simon's avatar
Simon

Top card

5
Great card company, always on hand if you need them, nothing too much trouble, very polite and professional. Reviewed on: 11th April 2023
Shaun Reather's avatar
Shaun Reather

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