Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellant

Went smooth good customer care would recomend Reviewed on: 11th April 2023

Best first time credit and look after you

I have had this card for a while great Apr and credit limit Reviewed on: 11th April 2023

Superb Easy for using Awesome and easy App

I feel so good having Zopa and 100% recommendations from me instantly despite in your account not taking 2 working day Thank you Zopa for providing me excellent service Reviewed on: 11th April 2023

The best company in the UK

I took a personal loan from Zopa and also have a credit card. So easy to apply, took me a 5mins to get my loan. I would recommend for all of you guys . And the most important thing is the interest is very low. Reviewed on: 11th April 2023

Very easy to apply etc

First found them through ClearScore.. applied, got accepted and had the account set up within a week! Really good company Reviewed on: 11th April 2023

Easy to use ,,

Very easy to keep up to date ,, great Updates ,, Very good Reviewed on: 11th April 2023

Best card ever

Nothing is a problem with this company. Customer Service is top notch too. Wish I found them years ago. Reviewed on: 11th April 2023

Great card

I never have issues contacting customer service, they efficient and friendly. Reviewed on: 11th April 2023

Amazing service

Amazing company with amazing products Reviewed on: 11th April 2023

Fantastic credit card

Great card for beginners or for experienced credit users. Simple app that lays out everything in Laymam terms. No jargon, highly recommended Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Lloyds Bank 4.21 from 57 reviews
Credit Card
from thinkmoney 4.03 from 3 reviews
Credit card
from Nationwide 4.17 from 223 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.88 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub