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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Working for you (me)

Working hard to give you (us) the best deals on loans, credit, broadband etc. Reviewed on: 11th April 2023

Great card

Easy to understand website. Clear on products and very easy to use what more could you want Reviewed on: 11th April 2023

Excellent

Great service easy to use app and payments and good warnings so you are prepared for payment date Excellent service Reviewed on: 11th April 2023

Best credit card

Very straightforward explanation on what benefits you can get on your credit card. Decision on approval was steadfast. Happy customer Reviewed on: 11th April 2023

Easy to set up

It was very quick and easy to apply and get a decision Reviewed on: 11th April 2023

Great

Great would recommend to anyone and everyone to have this card Reviewed on: 11th April 2023

Great app

Easy customer service and trouble-free app, 10/10 Reviewed on: 11th April 2023

Excellant

Went smooth good customer care would recomend Reviewed on: 11th April 2023

Best first time credit and look after you

I have had this card for a while great Apr and credit limit Reviewed on: 11th April 2023

Superb Easy for using Awesome and easy App

I feel so good having Zopa and 100% recommendations from me instantly despite in your account not taking 2 working day Thank you Zopa for providing me excellent service Reviewed on: 11th April 2023

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