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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Best credit card

Very straightforward explanation on what benefits you can get on your credit card. Decision on approval was steadfast. Happy customer Reviewed on: 11th April 2023

Easy to set up

It was very quick and easy to apply and get a decision Reviewed on: 11th April 2023

Great

Great would recommend to anyone and everyone to have this card Reviewed on: 11th April 2023

Great app

Easy customer service and trouble-free app, 10/10 Reviewed on: 11th April 2023

Excellant

Went smooth good customer care would recomend Reviewed on: 11th April 2023

Best first time credit and look after you

I have had this card for a while great Apr and credit limit Reviewed on: 11th April 2023

Superb Easy for using Awesome and easy App

I feel so good having Zopa and 100% recommendations from me instantly despite in your account not taking 2 working day Thank you Zopa for providing me excellent service Reviewed on: 11th April 2023

The best company in the UK

I took a personal loan from Zopa and also have a credit card. So easy to apply, took me a 5mins to get my loan. I would recommend for all of you guys . And the most important thing is the interest is very low. Reviewed on: 11th April 2023

Very easy to apply etc

First found them through ClearScore.. applied, got accepted and had the account set up within a week! Really good company Reviewed on: 11th April 2023

Easy to use ,,

Very easy to keep up to date ,, great Updates ,, Very good Reviewed on: 11th April 2023

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