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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great

Always there to help, great service Reviewed on: 11th April 2023

Zopa credit card

Excellent easy to use app , payments wuick and easy with no problems with changing direct debit dates Reviewed on: 11th April 2023

Great and transparent company with great service

Since I've had the credit card from Zopa I've had excellent service, clear notifications about spend, repayments etc and they have many options in helping you save, plan and a variety of other useful things. They're very transparent and upfront about everything and I would definitely recommend Zopa for any of their services. Reviewed on: 11th April 2023

British number 1

Best credit card and loan, stress free and no hassle Reviewed on: 11th April 2023

Seamless and intuitive

Perfect system. Very intuitive. Zopa have thought about their customers with a card and app that work for you. They work perfectly together. I also have a car loan with them and that’s simple and hassle free too. All perfect. I’d recommend Zopa to anyone. Reviewed on: 11th April 2023

Clear view of you credit

The card and app is easy to use the interest rate is fair and when you make a payment the amount updates that day! Reviewed on: 11th April 2023

Simplicity

Whats not to love? Real-time payments. Great Customer Service. Reviewed on: 11th April 2023

Great!!

Fantastic card with great service. Reviewed on: 11th April 2023

Zopa

Zopa are great they a responsible lenders and their platform is really easy to use I highly recommend their products Reviewed on: 11th April 2023

Great credit card

Helping me get my credit score up Reviewed on: 11th April 2023

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